“An optimist stays up until midnight to see the New Year in.
A pessimist stays up to make sure the old year leaves.”
- Bill Vaughn
January brings a lot of expectations to mind. Jean Hersey wrote, “January is the month for dreaming.” So, let’s do a little dreaming to make the new year great with a fresh January start.
The first of the year brings us back to earth after celebrating the holidays. New Year mornings can feel like the very best time to plan and form a framework for those things we want from the year ahead. It is also the time we make resolutions many of which we will have a hard time sticking to, but some we will surely accomplish.
You might want to start with a year-end balance sheet and compare it to the prior year. Celebrate your successes and your diligence in following your financial plan. We are here to help update your plan, document your goals, and review your progress with you. Financial planning and good money management is dynamic, constantly adjusting to tax laws, cash flows, markets and personal wants and needs.
January can be a very beautiful month but for many throughout the Northwest and the country, the weather has been challenging; rain, slides, snow, road closures, flooding and then a day or two of beauty dry and normal. It feels like January is the Monday of the year! The hard winter weather outside can make us crave the warmth inside.
Depending on where you are, January can look a little different. The Oregon Coast emerged this weekend with clear sunny skies. This picture was taken at Haystack Rock in Cannon Beach.
Courtesy of Gayle and Bob, Cannon Beach, OR
At my son Steve’s beautiful home looking toward Mt. Spokane, snow, and a pair of visiting moose.
Courtesy of Steve Mathers
Sadly, we are seeing a huge spike in Covid cases in our area. Our office is taking extra steps for safety. Some in office meetings are being moved to virtual. Please let us know if you have any special requests.
Expect 1099 information from all Raymond James accounts to be mailed between January 31 and March 15th. If you need preliminary information, please let us know and we can help. Specific schedules will be released shortly.
May 2022 be the new year of peace and health seasoned with joy and purpose.
Judith McGee, L.H.D., CFP®, ChFC®
Executive Vice President and Senior Lead Advisor
Please note that our office will be closed Monday, January 17, 2022 for the MLK holiday. If you need immediate assistance, please contact the Client Solutions Team at 1-855-389-0550.
Inflation data for December is available this week with the release of the Consumer Price Index and the Producer Price Index. The CPI rose 6.8% through November, while the PPI vaulted 9.6%. Neither index is projected to decrease based on December's figures.
Source: Broadridge Investor Communication Solutions, Inc.
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